🌱 Every dollar you save today is future-you saying thank you — pick a calculator and take one step.
Retirement
Will your nest egg cover it?
Strategy guide & pros / cons
Retirement saving wins on time, not heroics — early dollars compound for decades. The 25× rule pairs with the 4% rule: 25× the income you want lets you draw ~4%/yr to last 30+ years.
Pros
- ＋Compounding favors early dollars
- ＋401(k) match is free money
- ＋Tax-advantaged accounts cut taxes
- ＋Automatic — set and forget
Watch-outs
- －Locked until ~59½
- －Market dips near retirement sting
- －Inflation erodes fixed income
- －Easy to under-save for years
Estimates & general guidance — not personalized financial advice.