Check your credit report and question errors: test your skills
All three reports are free every week. Read them line by line, dispute errors with proof and freeze when you are not applying. Answer each question to see the explanation; your score appears at the end.
This test checks that you can
- Get all three reports free
- Check them line by line
- Dispute an error and freeze your credit
- Practice
1. Where are free weekly reports from all three bureaus?
- Practice
2. Does checking your own report lower your score?
- Practice
3. Who should you contact to dispute an error?
- Key idea
4. Which statement best explains "Free weekly, from one official site"?
- Key idea
5. Which statement best explains "Your records are the proof"?
- Key idea
6. Which statement best explains "A freeze is free protection"?
- Action plan
7. In the action plan, which step comes first?
- Mistake to avoid
8. Which of these is a mistake this lesson warns against?
- Mistake to avoid
9. Which of these is a mistake this lesson warns against?
You check one bureau’s report every 4 months, rotating through all three. How often do you see each bureau?
Show the answer
Once a year each
3 bureaus × 4 months = 12 months for a full cycle. Weekly free access means you can check more often if you wish.
Request one free report today and check every account on it is yours.
More tests in this bootcamp
- Judge debt by its purpose, rate and total cost
- Choose a debt payoff plan: avalanche or snowball
- Compare debt consolidation without missing the fees
- Use credit cards without carrying interest
- Understand what moves your credit score
- Check your credit report and question errors
- Protect your identity and know the recovery steps
- Respond to debt collectors with records and confidence
- Understand your student loan repayment options
- Compare car loans beyond the monthly payment
- Decode your mortgage payment: principal, interest, taxes and insurance
- Final exam: Debt and credit