Protect your identity and know the recovery steps: test your skills
Freezes, alerts and a recovery plan from IdentityTheft.gov. Most of the protection is free. Answer each question to see the explanation; your score appears at the end.
This test checks that you can
- Set up free prevention
- Recognise warning signs
- Follow the official recovery steps
- Practice
1. Does a credit freeze cost money or lower your score?
- Practice
2. Where do you report identity theft for a recovery plan?
- Practice
3. A freeze…
- Key idea
4. Which statement best explains "Most protection is free"?
- Key idea
5. Which statement best explains "Statements are early warning"?
- Key idea
6. Which statement best explains "There is an official playbook"?
- Action plan
7. In the action plan, which step comes first?
- Mistake to avoid
8. Which of these is a mistake this lesson warns against?
- Mistake to avoid
9. Which of these is a mistake this lesson warns against?
An initial fraud alert lasts one year. If you place one on 15 March 2026, when should you renew it if needed?
Show the answer
Before 15 March 2027
One year from placement; set a reminder a few weeks before.
Place a credit freeze at one bureau today, then the other two this week.
More tests in this bootcamp
- Judge debt by its purpose, rate and total cost
- Choose a debt payoff plan: avalanche or snowball
- Compare debt consolidation without missing the fees
- Use credit cards without carrying interest
- Understand what moves your credit score
- Check your credit report and question errors
- Protect your identity and know the recovery steps
- Respond to debt collectors with records and confidence
- Understand your student loan repayment options
- Compare car loans beyond the monthly payment
- Decode your mortgage payment: principal, interest, taxes and insurance
- Final exam: Debt and credit